Dover COVID-19 Business & Employment Resources

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As we weather the storm of COVID-19 effects together as a community, there are many programs and options being developed to provide assistance to businesses/small businesses to manage the economic effects. 

As they become available we will continue to add them to this page dedicated to business options and employee assistance programs now and in the future. This is page is not all-inclusive of government and programmatic assistance available to businesses but we will do our best to provide all services we become aware of.

Please also visit our Dover COVID-19 Communications Page for all Town Advisory updates & information.

Tax Relief and Temporary Hardship Deferral

  • Under “An Act to Address Challenges Faced by Municipalities and State Authorities Resulting From COVID-19,” Chapter 53 of the Acts of 2020, the town has adopted local options to extend due dates for applications for property tax exemptions and a waiver of interest on certain municipal tax and other bills paid by June 30, 2020. View Notice to Taxpayers here.
  • The Temporary Hardship Deferral gives taxpayers the ability to defer up to 100% of their property taxes. To qualify, taxpayers, regardless of age, must have a demonstrated financial hardship and lack the resources to pay the taxes because of unemployment, illness, change to active military status or other type of temporary hardship . Applicants may defer all or part of their property taxes for up to three consecutive years. At the end of the deferral, the deferral taxes must be paid, along with interest. View Temporary Hardship 1 here.
  • Temporary Hardship Form 99
  • Tax Deferral and Recovery Agreement 99-1 Form

Business Loans and Unemployment Assistance

  • COVID 19 Resources and Guidance for Businesses Please visit the following  to learn more about a variety of MASS.GOV Logoprograms as well as some FAQs and relief measures by Mass.Gov.
  • Gov COVID-19 Unemployment Information
    Please visit the State COVID-19 Unemployment Information page for the latest related to Department of Unemployment Assistance (DUA) and COVID-19.

US Small Business Administration Announcement

In response to the Coronavirus (COVID-19) pandemic, small business owners in all U.S. states, Washington D.C., and US Small Business Administration Logo Button Opens in new windowterritories are eligible to apply for an Economic Injury Disaster Loan advance of up to $10,000. More info on this and other businesses assistance programs can be found here: https://www.sba.gov/page/coronavirus-covid-19-small-business-guidance-loan-resources 

Update: SBA is unable to accept new applications at this time for the Economic Injury Disaster Loan (EIDL)-COVID-19 related assistance program (including EIDL Advances) based on available appropriations funding. Applicants who have already submitted their applications will continue to be processed on a first-come, first-served basis.

SBA Express Bridge Loans enable small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 quickly. For more info, please visit: https://www.sba.gov/funding-programs/loans/coronavirus-relief-options/sba-express-bridge-loans

SBA Debt Relief to small businesses. Under this relief, the SBA will automatically pay the principal and interest for six months beginning March 27th, 2020 for qualifying new and current holders of 7(a) loans, 504, and microloans. For more info, visit: https://www.sba.gov/funding-programs/loans/coronavirus-relief-options/sba-debt-relief

March 2020

Small Business Administration’s Administrator, Jovita Carranza, announced automatic deferments through December 31, 2020 for borrowers still paying back SBA loans from previous disasters. View the full press release on the SBA Newsroom page here.

The SBA Paycheck Protection Program

This program is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll. SBA will forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities. You can apply through any existing SBA 7(a) lender or through any federally insured depository institution, federally insured credit union, and Farm Credit System institution that is participating. For more information, please visit: https://www.sba.gov/funding-programs/loans/coronavirus-relief-options/paycheck-protection-program-ppp
Update: The SBA is currently unable to accept new applications for the Paycheck Protection Program based on available appropriations funding. Please note that the US Congress is currently investigating the potential to add additional funding for this program. Please stay tuned for additional updates.  

Other Funding

Facebook is offering $100M in cash grants and ad credits to small businesses to help during this challenging time. For more info, please visit: https://www.facebook.com/business/boost/grants

The Save Small Business Fund is a grant-making initiative offering short-term relief for small employers in the United States and its territories. This program is offered by the US Chamber of Commerce Foundation and provides $5,000 grants to businesses that employ between 3 and 20 people. For more info, please visit: https://www.savesmallbusiness.com/ 

IRS Relief & Chamber of Commerce Information Guide

Coronavirus Tax Relief for Businesses and Tax-Exempt Entities
https://www.irs.gov/coronavirus/coronavirus-tax-relief-for-businesses-and-tax-exempt-entities

US Chamber COVID-19 Small Business Guide
https://www.uschamber.com/co/small-business-coronavirus

Essential vs Non-Essential Businesses

Please visit this link on Mass.Gov to understand the definitions of essential vs non-essential businesses during this Mass.Gov logo image Opens in new windowtime.

Always visit Mass.Gov directly for the latest information and programs.